Learn How to Make, Save & Invest Money Smarter

3. Invest Early, Even Small

Start investing with as little as $10. The earlier you begin, the more your money grows over time.

4. Cut Unused Subscriptions

Cancel subscriptions you don’t use—Netflix, gym memberships, and apps add up fast!

5. Pay More Than the Minimum

Always pay more than the minimum on your credit card to avoid debt and lower interest costs.

6. Cook at Home More Often

Cooking just 3 extra times a week can save you over $1,000 a year!

7. Review Your Budget Monthly

Adjust your budget every month to stay on track and make smarter financial decisions.

8. Negotiate Your Bills

Call your internet, insurance, and phone provider—you can often lower your bills with one call.

9. Set SMART Financial Goals

Make your goals Specific, Measurable, Achievable, Relevant, and Time-bound for success.